The BRI Lifts the Veil on Banks’ Crypto Activities: What Will Change?

The Basel Committee, under the aegis of the Bank for International Settlements (BIS), has just approved an innovative framework for the disclosure of banks’ crypto exposures. This decision marks a turning point in the regulation of the digital asset market, aimed at enhancing transparency and risk management.

A decisive step towards transparency in the banking sector

The adoption of this new framework by the Basel Committee, the world’s leading authority on banking regulation, underscores the growing importance of crypto in the financial system. Scheduled for implementation in early 2026, this framework will require banks to disclose detailed information about their activities related to crypto assets.

The framework includes a set of publicly accessible tables and templates, providing a clear overview of banks’ exposures to digital assets. This initiative aims to enhance market discipline and facilitate risk assessment, addressing regulators’ concerns over the rise of the crypto sector.

Banks will need to provide both qualitative and quantitative information, allowing for a comprehensive understanding of their involvement in the crypto space.

Targeted revisions of the prudential standard for crypto

Alongside the disclosure framework, the Basel Committee has also approved changes to the prudential standard for cryptos. These adjustments aim to clarify the criteria allowing stablecoins to receive preferential regulatory treatment, classified under the “group 1b” category.

This revision highlights regulators’ intent to adapt the regulatory framework to the rapid evolution of the crypto market. It offers greater flexibility for stablecoins, recognizing their potential role in the financial system while maintaining strict prudential requirements.

In summary, the updated version of the standard, expected by the end of the month, will specify these changes and their impact on the regulatory treatment of different types of digital assets.